Important Disclaimers and Limitations

Past performance does not guarantee future results.

Financial planning involves risks and individual circumstances vary significantly. Results cannot be guaranteed and may differ substantially between clients.

Please read these important disclaimers carefully before using our services. By accessing this website, you acknowledge understanding of these limitations and conditions.

Last updated: September 10, 2025

General Information Disclaimer

The information provided on this website is for general guidance purposes only and should not be considered as professional advice for your specific situation. Content is provided in good faith but without warranty of accuracy or completeness.

Our consultations do not constitute formal financial advice regulated under UK financial services legislation. We provide analytical discussions and planning insights only. Always consult qualified professionals before making significant financial decisions.

Limitation of Liability

Our liability is limited as follows under UK law:

  • We exclude liability for any indirect, consequential, or special damages arising from use of our services
  • Our maximum liability shall not exceed the amount paid for services in the preceding twelve months
  • We do not warrant that our services will meet your specific requirements or expectations
  • Nothing in these terms excludes our liability for death, personal injury, or fraudulent misrepresentation

Information Accuracy

While we strive for accuracy, information on this website may contain errors or become outdated. We reserve the right to modify content without notice and recommend verifying important information independently.

All services and information are provided "as is" without warranty of any kind, whether express or implied, including but not limited to merchantability or fitness for particular purposes.

Financial Planning Disclaimers

Our consultation services involve discussions about financial planning approaches. Individual results may vary significantly based on personal circumstances, market conditions, and implementation of discussed strategies.

Important considerations:

  • Market conditions can change rapidly and unpredictably, affecting any planning approaches discussed
  • Your personal financial situation and risk tolerance are unique factors that must be considered
  • Implementation of planning strategies requires careful consideration of tax implications and regulatory requirements

External Links Disclaimer

This website may contain links to third-party websites. We do not control or endorse these external sites and are not responsible for their content, privacy practices, or availability.

Use of external links is at your own risk. We recommend reviewing the terms and privacy policies of any third-party websites you visit.

Jurisdiction and Governing Law

These disclaimers are governed by the laws of England and Wales.

Legal Framework

Any disputes arising from use of this website or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Users from other jurisdictions should be aware that local laws may provide different rights and protections.

User Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services or breach of these terms, except where prohibited by law.

Severability

If any provision of these disclaimers is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Modifications to Disclaimers

We reserve the right to modify these disclaimers at any time. Changes will be posted on this page with an updated revision date. Continued use constitutes acceptance of modifications.

You are responsible for regularly reviewing these disclaimers and understanding how they affect your use of our services.

Acceptance and Acknowledgment

By using this website or our services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers and limitations.

If you do not agree with any part of these disclaimers, please discontinue use of our services immediately.

Questions About Disclaimers

If you have questions about these disclaimers or their application to your situation, please contact us using the information provided below.

Email Address: contact@oritelonova.com

Phone Number: +44 481-938-083

Business Address: 15 Victoria Street, Manchester M3 3BR