Terms and Conditions
These terms govern your use of our website and consultation services. Last updated: September 28, 2025.
Last updated: September 10, 2025
Acceptance of Terms
By accessing our website or using our services, you agree to be bound by these terms and conditions.
These terms constitute a legally binding agreement between you and oritelonova. If you do not agree with any part of these terms, please discontinue use immediately.
Definitions
For the purposes of these terms, the following definitions apply:
- "Services": Financial planning consultation and guidance provided through our monthly subscription model
- "User" or "Client": Any person or entity accessing our website or using our consultation services
- "Content": All information, materials, and resources provided through our website and services
- "Consultation": One-on-one planning discussions and analytical reviews provided as part of our service
Use of Services
Our services are subject to the following conditions:
Eligibility Requirements
Users must be at least 18 years old and legally capable of entering into binding agreements under applicable law.
Account Registration
Accurate and complete information must be provided during registration. You are responsible for maintaining the confidentiality of account credentials.
Account Security
Users must notify us immediately of any unauthorised use of their account or security breaches.
User Responsibilities
As a user of our services, you agree to:
- Provide accurate and truthful information during consultations and registration
- Use services only for legitimate financial planning purposes
- Maintain confidentiality of sensitive information shared during consultations
- Comply with all applicable laws and regulations
- Respect intellectual property rights and refrain from unauthorised copying or distribution
Prohibited Activities
The following activities are strictly prohibited:
- Using services for illegal purposes or activities
- Attempting to gain unauthorised access to systems or accounts
- Sharing login credentials with unauthorised third parties
- Interfering with or disrupting service operation
- Misrepresenting identity or providing false information
Intellectual Property Rights
All content, trademarks, logos, and intellectual property on our website remain the exclusive property of oritelonova. Users may not reproduce, distribute, or create derivative works without written permission.
Copyright © 2025 oritelonova. All rights reserved. Unauthorised reproduction is prohibited.
Payment Terms
Payment obligations are subject to the following terms:
- Monthly subscription fees are payable in advance and include VAT where applicable
- Payments are processed automatically using the payment method provided during registration
- Failed payments may result in service suspension until payment issues are resolved
Termination of Services
Either party may terminate the service relationship under the following conditions:
Termination by User
Users may cancel their subscription at any time with 30 days' notice. Partial month refunds are not provided.
Termination by oritelonova
We reserve the right to terminate services for breach of terms, non-payment, or other reasonable causes with appropriate notice.
Service Disclaimers
Important limitations apply to our services:
Services are provided "as is" without warranty. We do not guarantee specific financial outcomes or results from consultation services.
Limitation of Liability
Our liability for any claims arising from service use is limited to the greatest extent permitted by law.
In no event shall our total liability exceed the amount paid for services in the preceding twelve months.
Dispute Resolution
Disputes shall be resolved through the following mechanisms:
Arbitration Process
Disputes that cannot be resolved directly shall be subject to binding arbitration under UK arbitration rules.
Arbitration shall be conducted in accordance with the rules of the Chartered Institute of Arbitrators.
EU Online Dispute Resolution
EU residents may access the European Commission's online dispute resolution platform for consumer disputes.
Indemnification
Users agree to indemnify oritelonova against claims arising from their use of services, breach of terms, or violation of applicable laws, except where prohibited by law.
Governing Law and Jurisdiction
Any disputes arising from use of this website or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
These terms are governed by the laws of England and Wales. Disputes shall be subject to the exclusive jurisdiction of English courts.
Modifications to Terms
We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated effective date.
Users will be notified of material changes via email or website notice. Continued use constitutes acceptance of modified terms.
Entire Agreement
These terms, together with our Privacy Policy and other referenced policies, constitute the complete agreement between the parties and supersede all prior agreements.
Contact Information
Questions about these terms should be directed to our legal team using the contact information provided on our website.
Full Legal Name: oritelonova
Email Address: contact@oritelonova.com
Phone Number: +44 481-938-083
Business Address: 15 Victoria Street, Manchester M3 3BR